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Zora Health

Fertility Benefits for Employers in Mauritius

Zora Health / Employer guide / Mauritius

Support employees through fertility treatment, and keep the talent you have invested in.

Fertility treatment rarely fits around a work calendar, and most employees go through it quietly, often while doing some of their best work. Zora Health helps you build practical fertility support, from policies and manager guidance to confidential care navigation and access to 128+ partner clinics in 16 countries, around your workforce and budget. Companies including Hilton, LinkedIn, Sanofi, HSBC, Mastercard, Carousell and Singapore Management University work with us.

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128+ partner clinics
16 countries
823+ people helped
4 to 6 weeks typical time from contract to launch

Written by Anna Haotanto, Founder, Zora Health. Last reviewed: November 2026. General information, not legal or medical advice. This guide covers IVF and egg freezing costs, public funding, the rules and how to build a fertility benefit.

Five things Mauritian HR leaders should know

  1. The Island of Mauritius had a total fertility rate of 1.35 children per woman in 2023, according to the Ministry of Health.
  2. The public Fertility Clinic at SSRN Hospital, opened in 2022, offered intrauterine insemination at no cost in 2023 to 2024; we found no evidence of public IVF by November 2026.
  3. Mauritius has no statute on assisted reproduction or surrogacy, so clinics set the rules on access, donation and egg freezing; a 2022 legal study calls both legal gaps.
  4. Since 7 June 2024 the Workers’ Rights Act gives 16 weeks’ maternity leave and 4 weeks’ paternity leave on full pay, with no fertility leave; health data is a special category under the Data Protection Act 2017.
  5. A private IVF package cost about MUR 250,000 at one clinic in February 2020, so a fixed annual allowance keeps the budget predictable.

Why fertility is a business problem for employers

Fertility treatment does not fit around a work calendar. A clinic sets the date of a scan the day before. Egg collection happens when the body is ready, usually about 36 hours after a final trigger injection. Then comes a two-week wait, and for many couples, another cycle. Your team feels it: missed meetings, unexplained absences, a strong performer who suddenly goes quiet.

The World Health Organization estimates that about 1 in 6 people worldwide are affected by infertility. We found no national estimate or employee survey for Mauritius. In a 2023 Carrot Fertility survey of 5,000 people in Canada, India, Mexico, the UK and the US, 79% said they felt uncomfortable discussing fertility at work.

  • Resignations. In Ferring‘s 2025 survey of more than 3,600 people in Australia, France, Japan, Poland and the UK, 39% of employees in fertility treatment had left or were considering leaving their job.
  • Lower performance. 36% in the same survey felt pressure from their employer to be at work during treatment, and 17% took sick leave because their workplace lacked flexibility.
  • Treatment abroad. In October 2019, Genesis IVF, an Indian clinic, said about 120 Mauritian couples had signed up through a local agency for IVF there over the next 12 months, at MUR 160,000 to 185,000 per treatment (Defimedia, October 2019).
  • Unequal access. Public fertility care is one clinic, at SSRN Hospital in Pamplemousses (Ministry of Health annual report, 2023 to 2024).
1.35 total fertility rate, Island of Mauritius, 2023 (Ministry of Health)
13,250 births registered in the Republic of Mauritius in 2025, Statistics Mauritius via L’Express
48.7% female labour force participation, aged 16 and over, April to June 2026, provisional (Statistics Mauritius)
MUR 250,000 IVF package at one private clinic, February 2020 (L’Express)

What employers gain

Reduce talent attrition

Keep the people you spent the most to develop

Replacing an employee costs one-half to two times their annual salary, according to Gallup. With female labour force participation at 48.7% against 69.6% for men in mid-2026 (Statistics Mauritius), there is room to keep more experienced women in work. A written policy, paid time off and a funded allowance remove some of the reasons people leave.

Attract talent

Stand out in a tight labour market

73% of employees with fertility challenges said they would be attracted to a role that offers fertility support (Ferring, 2025), and 65% said they would change jobs for fertility benefits (Carrot, 2023). We found no published examples of Mauritian employers with fertility benefits.

Control cost

Make fertility support financially predictable

Employers can set annual or lifetime allowances and decide which treatments qualify, so the fertility cost is fixed in advance.

Zora helps employers set these limits around local costs, public services and private cover.

Want to see what this would look like for your Mauritian workforce?

Book an employer consultation

What IVF costs, and what the state pays

Most IVF in Mauritius is paid privately. Published local prices are scarce and some are several years old, so ask clinics for current quotes.

ItemTypical costNotes
IVF package, private clinic in MauritiusAbout MUR 250,000Clinique du St Esprit and its Biolife centre, February 2020; includes consultations, scans, drugs, anaesthesia and lab work
ICSI, same clinicAbout 40% more than IVFL’Express, February 2020
IVF price range for Mauritius published by Select IVF, an Indian clinic groupUS$1,000 to 3,500 (basic IVF); US$2,500 to 4,500 with ICSIJanuary 2026; marketing page, not an independent survey
Egg freezingNo published local price foundPrices on request at Harley Street Fertility Centre (C-Care)

Sources: L’Express, February 2020; Select IVF, January 2026; C-Care, IVF services.

ItemPublic support (or own savings)What the employee still carries
Fertility assessment and IUIFertility Clinic at SSRN Hospital, opened 8 March 2022 for eligible couples; IUI at no cost, as reported for 2023 to 2024Time off for appointments; eligibility criteria are not published
IVF and ICSINone found by November 2026, though IVF was announced for the clinic in 2022The full private cost
Egg freezingOwn savings (no subsidy found)The full cost, including storage
Private medical insuranceDepends on the policy; we found no published Mauritian group plan covering IVFCheck policy wording for infertility exclusions

Sources: Government of Mauritius press release, 8 March 2022; Défi Santé, March 2022; Ministry of Health, Annual Report on Performance 2023 to 2024.

Age is one of the strongest predictors of IVF success. Mauritius publishes no IVF registry data; one private clinic quoted a 35% success rate in 2020 without saying whether it meant pregnancy or live birth (L’Express). For an age comparison, UK regulator data for 2022 (preliminary, fresh embryos from patients’ own eggs, UK clinics) shows births per embryo transferred falling from 35% at ages 18 to 34 to 18% at 38 to 39 and 10% at 40 to 42 (HFEA).

Older patients often need more cycles, and each extra cycle adds the full private cost again, so the size of an allowance and when employees can use it matter as much as offering one.

Give Employees Access to Fertility Specialists

Help employees navigate fertility care with access to doctors and clinics, treatment information, and clear guidance on IVF, egg freezing and other fertility options. Employees can explore their options privately, without needing to go through HR.

Explore Fertility Specialists

Fertility support that fits your workforce and budget

You do not need to overhaul your existing health insurance to support employees through fertility treatment. Start with awareness and manager education, add confidential one-to-one support, or introduce a funded allowance across your offices. There is no minimum company size.

Where included in the employer programme, eligible employees can use talks and care navigation without paying Zora a separate fee. Care navigation allowances are set in each proposal. Treatment and other third-party costs are paid separately, either by employees or through the fertility allowance their employer provides.

Companies starting the conversation

Essentials

Expert-led talks for employees and managers, fertility and menopause policy templates, manager guides and full access to the Zora app. Up to 2 talks a year.

Employees supported one to one

Navigation

Everything in Essentials, plus confidential one-to-one care navigation and access to our partner clinic network.

Large and multi-country teams

Complete

Everything in Navigation, plus quarterly anonymised reporting, a dedicated account manager and scheduled review meetings with HR.

Optional add-ons can be added to any programme, subject to availability: hormone and fertility diagnostics and telehealth with specialists. Pricing is tailored to your headcount, your countries and the services you choose. Most companies start with a single talk.

Request a proposal See how Zora works for employers

Comparing fertility benefit providers? Use our RFP question bank

Our RFP question bank has 40 questions, with why each one matters, what a good answer looks like and a scoring sheet for three providers. Six of the questions for Mauritius:

  1. Are local-plan employees covered, or only staff on international health plans?
  2. Do you require an infertility diagnosis before support starts?
  3. Which private IVF clinics in Mauritius can employees use, and how do you support staff who travel abroad, for example to India, for treatment?
  4. How does the allowance work alongside the public Fertility Clinic at SSRN Hospital and any private medical cover?
  5. With no Mauritian statute on assisted reproduction, how do you set eligibility for single employees, donor treatment and surrogacy?
  6. How is employee health data handled as a special category under Mauritius’s Data Protection Act 2017, and what does the employer see?

Your download link appears here as soon as you submit. Zora Health may contact you about employee benefits; see our privacy policy.

Plan your fertility benefit budget

Fertility benefit budget planner

Model the annual claims budget for a fertility allowance. Change any number.

5 estimated benefit users a year
MUR 2,500 estimated annual claims cost per employee, across your whole workforce
MUR 1,250,000 illustrative annual claims budget

This is a claims budget, not a Zora quotation. Zora’s programme fees, implementation and optional services are separate.

Illustration only. Utilisation is an editable assumption, not observed Zora data. The calculation assumes each user claims their full annual allowance, and excludes programme fees and setup costs. For a tailored model, request an employer proposal.

Estimate the potential workforce impact of fertility challenges

A rough planning scenario. It applies a global infertility estimate to your headcount, so it is not a prediction for your workforce, a measured loss or a forecast of savings from any programme.

92 potentially affected employees (illustrative estimate)
4.6 possible exits a year
367 working days possibly lost a year
Illustrative workforce cost scenario, not projected savingsMUR 3,382,500

Range: MUR 3,382,500 to MUR 9,570,000 a year, depending on replacement cost.

Assumptions: infertility affects about 1 in 6 adults (World Health Organization, 2023), applied to employees aged 25 to 44. Replacing an employee costs one-half to two times their annual salary (Gallup, 2019); the headline uses the low end. Absence is valued at salary divided by 250 working days. Exit rate and days lost are your own assumptions.

This is a hypothetical cost scenario, not a prediction of actual employee departures, an estimate of Zora’s financial impact or a guaranteed saving from fertility benefits.

Already have corporate health insurance? Here is where Zora fits

Your medical plan may cover some consultations and tests, but fertility treatment is often limited or excluded, so check your policy wording. Employees still need to understand their options, the public funding they qualify for and which clinic suits them.

Zora works alongside your existing insurance and benefits. We help employees get reliable information, navigate their care options and reach suitable specialists, and we give HR manager guidance, policy templates and, on the Complete programme, anonymised reporting. You strengthen fertility support without replacing your medical plan.

How Zora works

For your employees

Employees join the Zora app with a company code, or single sign-on for larger teams. They can learn about fertility and egg freezing, understand what your benefit covers, book a confidential care navigation call and find partner clinics and specialists.

Zora Health app: booking a call with a care navigator
Book a confidential call with a care navigator
Zora Health app: video consultation with a specialist and appointment booking
See a specialist by video (optional add-on)
Zora Health app: fertility test results with next steps
Understand test results and next steps

For HR

  1. Kick-off, week 1. Agree goals, countries and which employees are eligible.
  2. Policy and benefit design, weeks 2 to 4. Draft or update your fertility policy using our templates.
  3. Launch, typically weeks 4 to 6. A launch talk for employees and managers, plus a communications pack for HR to send.
  4. Live support. Employees book care navigation calls and use the Zora app.
  5. Reporting, every 3 months, on the Complete programme. Anonymised usage, common themes and our recommendations, reviewed with your account manager.

Privacy

Employee privacy is central to our programmes. On the Complete programme, routine employer reports contain aggregated engagement and utilisation information, with safeguards to prevent identification of individual employees. On every programme, personal health information is not included in standard HR reporting, and employees can get help without telling their manager. Where eligibility checks or claims administration need individual-level data, access is limited to authorised parties for defined purposes, as agreed in writing before launch. Employee data is handled in line with Singapore’s Personal Data Protection Act and Mauritius’s Data Protection Act 2017, under which physical or mental health data is a special category of personal data.

Clinics and doctors in Mauritius

Zora’s clinic and doctor directory does not list providers in Mauritius yet. It lists 421 clinics and 1,185 doctors across 25 countries, mostly in Asia Pacific and the Middle East (browse clinics or browse doctors). Employees in Mauritius can still use Zora’s education and the Zora app. Ask us how your team in Mauritius would use Zora before you launch. See Zora’s employer guides for every country.

Rules and eligibility in Mauritius

No ART statute

Who can use assisted reproduction

A 2022 study in the Annals of the Faculty of Law in Belgrade found that medically assisted procreation “is not regulated by any law” in Mauritius and called this a legal gap (Georgijević, 2022). No statute sets who may be treated, so clinics decide marital status, age and donor rules. We found no assisted reproduction bill before the National Assembly by November 2026.

Law Reform Commission, 2013

Surrogacy, donation and egg freezing

The Law Reform Commission published a review paper on surrogacy in July 2013 (LRC_R&P 60). No law permits or prohibits surrogacy; the 2022 study argues that a surrogacy contract should be treated as illegal under articles 1128 and 1598 of the Civil Code, which limit contracts to things that can be traded (Georgijević, 2022). Egg, sperm and embryo freezing are offered privately, for example by Harley Street Fertility Centre (C-Care), and no statute sets age or storage limits.

Workers’ Rights Act 2019, as amended 2024

Maternity, paternity and sick leave

A female worker is entitled to 16 weeks’ maternity leave on full pay, up from 14 weeks, with at least 8 weeks taken after birth and 2 extra weeks for multiple or premature births. Paternity leave rose from 5 continuous working days to 4 consecutive weeks. Both changes took effect on 7 June 2024 under the Finance (Miscellaneous Provisions) Act 2024 (sections 52 and 53; Lockton; Mondaq). Workers get 15 working days’ paid sick leave a year after 12 months’ service (section 46, Workers’ Rights Act). There is no statutory fertility leave.

Workers’ Rights Act, Equal Opportunities Act 2008

Flexible work and discrimination

A worker may request flexitime, and the employer must grant it unless there are reasonable business grounds to refuse (section 22). Workers may also ask for a 4-day week and have a right to disconnect during unsocial hours (sections 21 and 17A, Workers’ Rights Act; Bizweek, November 2024). Section 5 bars discrimination on grounds including sex, pregnancy, marital or family status, HIV status and impairment, and treats harm to the career development of workers on maternity or paternity leave as discrimination. The Equal Opportunities Commission handles complaints under the Equal Opportunities Act (Africarrières).

Data Protection Act 2017

Health data is a special category

Physical or mental health data, including health care information that reveals health status, and genetic data are special categories of personal data. They may be processed only under specific conditions, such as medical purposes by a professional bound by secrecy, and unlawful processing carries a fine of up to MUR 100,000 and imprisonment of up to 5 years (sections 2, 29 and 29(3), Data Protection Act 2017). The Data Protection Commissioner enforces the Act. Employers should receive only anonymous, aggregated data.

Why employers choose Zora

128+ partner clinics in 16 countries
823+ people helped
0 individual health records in standard HR reports
Confidential employees can get help without telling their manager

Companies including Hilton, LinkedIn, Sanofi, HSBC, Mastercard, Carousell and Singapore Management University work with Zora Health. We work alongside your existing insurance, helping employees use the cover they already have and find suitable specialists based on their needs.

“

Trying to conceive with a heavy workload took a toll on my husband and me. It helped us understand our options.

STSiew Ting and Daniel Zora Health users, aged 34 and 42

Questions HR teams ask us

Is fertility leave mandatory in Mauritius?

No. We found no statutory fertility or IVF leave. The Workers’ Rights Act 2019, as amended in 2024, gives 16 weeks’ maternity leave and 4 weeks’ paternity leave on full pay, and 15 working days’ paid sick leave a year after 12 months’ service. Time off for treatment depends on company policy, annual leave or sick leave.

Does the public health system pay for IVF in Mauritius?

Public fertility care is limited. The Fertility Clinic at SSRN Hospital opened in 2022 and the Ministry of Health reported intrauterine insemination there at no cost in 2023 to 2024. We found no published evidence of a public IVF service in operation by November 2026, so most employees pay private clinics.

Is egg freezing legal in Mauritius?

Yes. No Mauritian law regulates assisted reproduction, so egg freezing is neither banned nor subject to statutory age or storage limits. Private centres such as Harley Street Fertility Centre offer egg cryopreservation, and employees pay the full cost, including storage.

Does Zora replace our health insurance?

No. Zora works alongside your insurance. We help employees understand their options, find suitable specialists and use the cover they already have.

How much does a fertility benefit cost an employer?

It depends on the allowance, eligibility and expected uptake. Use the budget planner on this page for a first estimate, then ask us for a tailored proposal based on your headcount and countries.

How quickly can we launch?

Typically 4 to 6 weeks from contract to launch, depending on scope and countries. Most companies start with a single talk.

Related guides for Mauritian employers

Build a fertility benefit for your team

Whether you are introducing fertility benefits for the first time or improving an existing programme, tell us your headcount, countries and priorities. We will come back within two working days with suitable services, an indicative budget and a practical rollout plan for your Mauritian team. No obligation.

Not ready to talk yet? Explore how Zora works

See how Zora works for employers

Sources

Information on this page is correct as of 5 November 2026. Laws, public funding, insurance rules and treatment costs change often, so check current rules with the relevant authority, insurer or a qualified adviser before making decisions. This page is general information, not legal, financial, tax or medical advice.