Zora Health / Employer guide / Cambodia
Support your experienced employees through menopause, and help them stay at their best.
Nearly nine in ten Cambodian women in midlife report exhaustion and irritability around menopause, and attitudes towards it are mostly negative. Zora Health helps you build practical menopause support, from workplace policies and manager training to confidential care navigation and access to 128+ partner clinics in 16 countries, around your workforce and budget. Companies including Hilton, LinkedIn, Sanofi, HSBC, Mastercard, Carousell and Singapore Management University work with us.
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Five things Cambodia HR leaders should know
- In a study of 200 Cambodian women aged 40 to 60, 88.1% reported physical and mental exhaustion, 85.9% irritability and 82.5% sleep problems.
- Attitudes to menopause were mostly unfavourable, though women in work had more positive attitudes.
- Women’s labour force participation was 77.4% in 2025, one of the highest in Asia.
- Since 2018, employers pay the full NSSF health care contribution, covering inpatient, outpatient and emergency care.
- Employers pay the first 7 days of sick leave; NSSF then pays 70% of average daily wage. There is no menopause leave.
Why menopause is a business problem for employers
Menopause rarely announces itself at work. It looks like a senior manager who slept four hours, a wave of heat in the middle of a client meeting, a word that will not come in front of the board. Symptoms come and go for years. Many women do not link them to menopause, and fewer tell their manager.
So the cost stays out of your reports. It shows up instead as:
- Exhaustion and poor sleep. In a study of 200 women aged 40 to 60 in three provinces and one urban area, 88.1% reported physical and mental exhaustion, 85.9% irritability and 82.5% sleep problems (Thapa and Yang, Women and Health, 2020).
- Negative attitudes. In a 2022 study of 181 women aged 40 to 60, attitudes to menopause were mostly unfavourable (SAGE Open, 2022).
- Work helps. In the same study, being employed was linked to more positive attitudes, so supportive workplaces can make a difference.
- Little local workplace data. We found no Cambodian study on menopause and work. A confidential survey of your own employees is the quickest way to see the picture in your company.
What employers gain
Keep the people who know how your business runs
Replacing an employee costs one-half to two times their annual salary, according to Gallup. Women’s labour force participation was 77.4% in 2025 (World Bank, ILO estimate), so many of your experienced employees will go through menopause at work. A written policy, trained managers and quick access to the right doctor can help address barriers that contribute to employee attrition.
Stand out to experienced women
We found no Cambodian employers with published menopause support. A clear offer, explained in your benefits pack, stands out to senior women weighing their next move.
Make menopause support financially predictable
Much of what helps menopause costs very little: a flexible start time, a fan, a manager who knows what to say.
Zora helps employers set an annual allowance or top-up around NSSF health care and your group plan, so HR can run the programme within an agreed budget. The benefit works alongside your existing insurance.
Want to see what this would look like for your Cambodia workforce?
What menopause care costs, and what the state pays
Employees are covered by NSSF health care, paid for entirely by the employer. Out-of-pocket payments still made up 60.6% of health spending in 2023.
| Item | Public support | What the employee still carries |
|---|---|---|
| NSSF health care | Inpatient, outpatient and emergency care, plus a daily allowance; employer pays the full contribution since 2018 | Care outside NSSF facilities |
| Private specialist care | Through employer group insurance, where offered | Fees not covered by the plan |
| Time off for appointments | Employer pays the first 7 days of sick leave; NSSF then pays 70% of average daily wage for up to 180 days | No menopause leave |
From the Parliamentary Institute of Cambodia, PwC, April 2026, the World Bank and WageIndicator. We could not confirm private consultation fees. These are published examples, not guaranteed current prices: actual costs depend on cover, clinic, doctor and treatment, so confirm fees with the provider before budgeting.
88.1% of Cambodian women aged 40 to 60 in one study reported physical and mental exhaustion.
We have found no menopause workplace law or guidance in Cambodia. For employers, the practical opportunity is to help employees recognise their symptoms, understand their options and reach appropriate clinical advice sooner.
Menopause support that fits your workforce and budget
You do not need to overhaul your existing health insurance to support employees through menopause. Start with awareness and manager education, add confidential one-to-one support, or introduce a fuller programme across your offices. There is no minimum company size.
Where included in the employer programme, eligible employees can use talks and care navigation without paying Zora a separate fee. Care navigation allowances are set in each proposal. Treatment and other third-party costs are paid separately, either by employees or through the allowance their employer provides.
Companies starting the conversation
Essentials
Expert-led talks for employees and managers, menopause policy templates, manager guides and full access to the Zora app. Up to 2 talks a year.
Employees supported one to one
Navigation
Everything in Essentials, plus confidential one-to-one care navigation and access to our partner clinic network.
Large teams across countries
Complete
Everything in Navigation, plus quarterly anonymised reporting, a dedicated account manager and scheduled review meetings with HR.
Optional add-ons can be added to any programme, subject to availability: hormone diagnostics and telehealth with specialists. Pricing is tailored to your headcount, your countries and the services you choose. Most companies start with a single talk.
Request a proposal See how Zora works for employers
Comparing menopause benefit providers? Use our RFP question bank
Our question bank has 40 questions for multi-country benefits teams, with why each one matters, what a good answer looks like and a scoring sheet for three providers. Six of the questions for menopause support in Cambodia:
- Is menopause support included as standard, or only fertility?
- What access do employees get to menopause specialists and hormone testing, and how quickly?
- How does the programme work alongside NSSF health care and our group plan, without duplicating cover?
- Do you provide fertility and menopause policy templates for our markets?
- How can an employee get help confidentially without telling their manager?
- What individual-level data does HR see?
Your download link appears as soon as you submit. Zora Health may contact you about employee benefits; see our privacy policy.
Plan your menopause benefit budget
Menopause care allowance planner
Model the annual claims budget for a menopause care allowance. Change any number.
This is a claims budget, not a Zora quotation. Zora’s programme fees, implementation and optional services are separate.
It estimates the annual budget for a menopause care allowance from your eligible workforce, expected utilisation and allowance per employee, and assumes each user claims the full allowance. Eligible employees defaults to 15% as a stand-in for women aged 45 and over; use your own headcount data. The default allowance of US$300 is an illustrative figure for private consultations, tests and treatment. Utilisation is an editable assumption, not observed Zora data. For a proposal covering both programme costs and employee benefits, request an employer proposal.
Estimate the potential workforce impact of menopause symptoms
A rough planning scenario. It applies a published estimate to your headcount, so it is not a prediction for your workforce, a measured loss or a forecast of savings from any programme.
Range: US$6,693 to US$20,261 a year, depending on replacement cost.
Assumptions: 13.4% of working women aged 45 to 60 reported at least one adverse work outcome due to menopause symptoms, and those who missed work lost a median of 3 days a year (Faubion et al., Mayo Clinic Proceedings, 2023). This was a US clinic sample, so treat it as a rough benchmark for Cambodia. The default salary is an illustrative figure for corporate employees; the average monthly wage across all workers was about US$300 in 2025. Use your own. Replacing an employee costs one-half to two times their annual salary (Gallup, 2019); the headline uses the low end. Absence is valued at salary divided by 250 working days. Exit rate is your own assumption.
Already have corporate health insurance? Here is where Zora fits
Your medical plan may cover some consultations and treatment. Employees still need to recognise their symptoms, understand their options and find a doctor who knows menopause care, and many never get that far.
Zora works alongside your existing insurance and benefits. We help employees get reliable information, navigate their care options and reach suitable specialists, and we give HR manager training, policy templates and, on the Complete programme, anonymised reporting. You strengthen menopause support without replacing your medical plan.
How Zora works
For your employees
Employees join the Zora app with a company code, or single sign-on for larger teams. They can learn about perimenopause and menopause, understand what your benefit covers, book a confidential care navigation call and find partner doctors and specialists.
For HR
- Kick-off, week 1. Agree goals, countries and which employees are eligible.
- Policy and benefit design, weeks 2 to 4. Draft or update your menopause policy and flexible work guidance using our templates.
- Launch, typically weeks 4 to 6. A launch talk for employees and managers, plus a communications pack for HR to send.
- Live support. Employees book care navigation calls and use the Zora app.
- Reporting, every 3 months, on the Complete programme. Anonymised usage, common themes and our recommendations, reviewed with your account manager.
Privacy
On the Complete programme, HR receives anonymised, aggregated reports only: how many employees used the programme, which services they used and the common themes. On every programme, HR never sees an individual employee’s health information, bookings or test results, and employees can get help without telling their manager. Employee data is stored on Amazon Web Services in Singapore and handled in line with Singapore’s Personal Data Protection Act.
Clinics and doctors in Cambodia
Zora’s directory lists 3 clinics and 7 doctors in Cambodia. Locations include Phnom Penh, and 2 of the clinics list menopause care among their services.
Employees can browse clinics in Cambodia and find a doctor in Cambodia on the Zora app. The directory is for information only and is not an endorsement. See Zora’s employer guides for every country.
Rules and eligibility in Cambodia
Sick leave
The Labour Law allows up to 6 months of sick leave with a doctor’s certificate. The employer pays the first 7 consecutive days, then NSSF pays a daily allowance of 70% of average daily wage for up to 180 days in 12 months (WageIndicator).
Equal treatment
Article 36 of the Constitution and Article 12 of the Labour Law prohibit gender discrimination in employment (World Bank, Women, Business and the Law 2024).
No menopause workplace rules
We have found no menopause-specific workplace law or guidance in Cambodia. A written company policy is the clearest way to set expectations for managers.
Why employers choose Zora
Companies including Hilton, LinkedIn, Sanofi, HSBC, Mastercard, Carousell and Singapore Management University work with Zora Health. We work alongside your existing insurance, helping employees use the cover they already have and find suitable doctors and specialists based on their needs.
Zora Health helped me to reclaim my confidence to thrive at work!
Questions HR teams ask us
Do employers in Cambodia have to give menopause leave?
No. There is no menopause leave. Employees use sick leave, annual leave or flexible arrangements unless their employer offers more.
Who pays for NSSF health care?
Since 2018, the employer pays the full contribution, and employees pay nothing.
How does sick pay work in Cambodia?
The employer pays the first 7 days. NSSF then pays 70% of average daily wage for up to 180 days.
How common are menopause symptoms in Cambodia?
In a study of 200 women aged 40 to 60, 88.1% reported exhaustion and 82.5% sleep problems.
At what age do Cambodian women reach menopause?
There is no reliable national figure. Researchers note that exact data is not available for Cambodia.
Does Zora replace our health insurance?
No. Zora works alongside your insurance. We help employees understand their options, find suitable specialists and use the cover they already have.
How much does menopause support cost an employer?
It depends on the programme, any allowance and expected uptake. Use the budget planner on this page for a first estimate, then ask us for a tailored proposal based on your headcount and countries.
How quickly can we launch?
Typically 4 to 6 weeks from contract to launch, depending on scope and countries. Most companies start with a single talk.
Related guides for Cambodia employers
Build a menopause support programme for your team
Whether you are introducing menopause benefits for the first time or improving an existing programme, tell us your headcount, countries and priorities. We will come back within two working days with suitable services, an indicative budget and a practical rollout plan for your Cambodia team. No obligation.
Sources
- Thapa and Yang, Menopausal symptoms and related factors among Cambodian women, Women and Health, 2020 (200 women)
- Attitude toward and associating factors of menopause among Cambodian women, SAGE Open, 2022 (181 women)
- World Bank, Female labour force participation (ILO modelled estimate), 2025
- The Star, Cambodia Labour Force Survey 2025, September 2026
- Parliamentary Institute of Cambodia, National Social Security Fund, 2019
- PwC Worldwide Tax Summaries, Cambodia other taxes, April 2026
- World Bank, Out-of-pocket expenditure, 2023
- WageIndicator, Sick leave in Cambodia
- World Bank, Women, Business and the Law 2024: Cambodia
- Gallup, This fixable problem costs US businesses $1 trillion, 2019
- Mayo Clinic News Network, Faubion et al., Impact of menopause symptoms on women in the workplace, Mayo Clinic Proceedings, April 2023