Zora Health / Employer guide / Philippines
Support your experienced employees through menopause, and help them stay at their best.
Philippine law gives women a gynaecological surgery leave, but nothing for the years of symptoms around menopause, and current menstrual leave bills leave menopausal women out. Zora Health helps you build practical menopause support, from workplace policies and manager training to confidential care navigation and access to 128+ partner clinics in 16 countries, around your workforce and budget. Companies including Hilton, LinkedIn, Sanofi, HSBC, Mastercard, Carousell and Singapore Management University work with us.
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Five things Philippine HR leaders should know
- Women’s labour force participation was 51.2% in 2021, against 75.4% for men.
- The Labor Code gives a 5-day service incentive leave a year after one year of service. It has no general paid sick leave.
- The Magna Carta of Women gives up to two months of leave with full pay after surgery for gynaecological disorders.
- Two menstrual leave bills in the current Congress expressly exclude menopausal women.
- Aon projects the Philippines’ medical trend at 14.0% for 2026, above the Asia Pacific average of 11.3%.
Why menopause is a business problem for employers
Menopause rarely announces itself at work. It looks like a senior manager who slept four hours, a wave of heat in the middle of a client meeting, a word that will not come in front of the board. Symptoms come and go for years. Many women do not link them to menopause, and fewer tell their manager.
So the cost stays out of your reports. It shows up instead as:
- Little time off to manage symptoms. Outside company policy, the main statutory leave is 5 days of service incentive leave a year (Labor Code, Article 95).
- Left out of new proposals. Two House bills on menstrual leave in the 20th Congress expressly exclude pregnant and menopausal women (House Bill 5197; House Bill 8336).
- Leave only after surgery. The Magna Carta of Women covers two months of leave after surgery for gynaecological disorders, not ongoing symptoms (Republic Act 9710).
- Little local workplace data. We found no Philippine study on menopause and work. A confidential survey of your own employees is the quickest way to see the picture in your company.
What employers gain
Keep the people who know how your business runs
Replacing an employee costs one-half to two times their annual salary, according to Gallup. Women’s labour force participation was 51.2% in 2021 (Philippine Statistics Authority), so many of your experienced employees will go through menopause at work. A written policy, trained managers and quick access to the right doctor can help address barriers that contribute to employee attrition.
Stand out to experienced women
We found no Philippine employers with published menopause support. A clear offer, explained in your benefits pack, stands out to senior women weighing their next move.
Make menopause support financially predictable
Aon projects the Philippines’ medical trend at 14.0% for 2026 (Aon, October 2026). Much of what helps menopause costs very little: a flexible start time, a fan, a manager who knows what to say.
Zora helps employers set an annual allowance or top-up around PhilHealth and your HMO plan, so HR can run the programme within an agreed budget. The benefit works alongside your existing insurance.
Want to see what this would look like for your Philippine workforce?
What menopause care costs, and what the state pays
Employees are covered by PhilHealth. Many employers add an HMO plan for outpatient and specialist care.
| Item | Public support | What the employee still carries |
|---|---|---|
| Outpatient medicines | PhilHealth YAKAP provides 75 free outpatient medicines from 21 August 2025, up to PHP 20,000 a year | Medicines outside the list |
| Specialist consultations | Usually through an employer HMO plan | Consultations and tests not covered by the HMO |
| Time off for appointments | 5 days of service incentive leave a year after one year of service | No menopause leave |
From PTV News, August 2025 and the Labor Code. We could not confirm current private consultation fees. These are published examples, not guaranteed current prices: actual costs depend on cover, clinic, doctor and treatment, so confirm fees with the provider before budgeting.
Current menstrual leave bills in the Philippine Congress expressly exclude menopausal women.
We have found no menopause workplace guidance in the Philippines. For employers, the practical opportunity is to help employees recognise their symptoms, understand their options and reach appropriate clinical advice sooner.
Menopause support that fits your workforce and budget
You do not need to overhaul your existing health insurance to support employees through menopause. Start with awareness and manager education, add confidential one-to-one support, or introduce a fuller programme across your offices. There is no minimum company size.
Where included in the employer programme, eligible employees can use talks and care navigation without paying Zora a separate fee. Care navigation allowances are set in each proposal. Treatment and other third-party costs are paid separately, either by employees or through the allowance their employer provides.
Companies starting the conversation
Essentials
Expert-led talks for employees and managers, menopause policy templates, manager guides and full access to the Zora app. Up to 2 talks a year.
Employees supported one to one
Navigation
Everything in Essentials, plus confidential one-to-one care navigation and access to our partner clinic network.
Large teams across countries
Complete
Everything in Navigation, plus quarterly anonymised reporting, a dedicated account manager and scheduled review meetings with HR.
Optional add-ons can be added to any programme, subject to availability: hormone diagnostics and telehealth with specialists. Pricing is tailored to your headcount, your countries and the services you choose. Most companies start with a single talk.
Request a proposal See how Zora works for employers
Comparing menopause benefit providers? Use our RFP question bank
Our question bank has 40 questions for multi-country benefits teams, with why each one matters, what a good answer looks like and a scoring sheet for three providers. Six of the questions for menopause support in the Philippines:
- Is menopause support included as standard, or only fertility?
- What access do employees get to menopause specialists and hormone testing, and how quickly?
- How does the programme work alongside PhilHealth and our HMO plan, without duplicating what is already covered?
- Do you provide fertility and menopause policy templates for our markets?
- How can an employee get help confidentially without telling their manager?
- What individual-level data does HR see?
Your download link appears as soon as you submit. Zora Health may contact you about employee benefits; see our privacy policy.
Plan your menopause benefit budget
Menopause care allowance planner
Model the annual claims budget for a menopause care allowance. Change any number.
This is a claims budget, not a Zora quotation. Zora’s programme fees, implementation and optional services are separate.
It estimates the annual budget for a menopause care allowance from your eligible workforce, expected utilisation and allowance per employee, and assumes each user claims the full allowance. Eligible employees defaults to 15% as a stand-in for women aged 45 and over; use your own headcount data. The default allowance of PHP 10,000 is an illustrative figure for private consultations, tests and treatment. Utilisation is an editable assumption, not observed Zora data. For a proposal covering both programme costs and employee benefits, request an employer proposal.
Estimate the potential workforce impact of menopause symptoms
A rough planning scenario. It applies a published estimate to your headcount, so it is not a prediction for your workforce, a measured loss or a forecast of savings from any programme.
Range: PHP 156,177 to PHP 472,752 a year, depending on replacement cost.
Assumptions: 13.4% of working women aged 45 to 60 reported at least one adverse work outcome due to menopause symptoms, and those who missed work lost a median of 3 days a year (Faubion et al., Mayo Clinic Proceedings, 2023). This was a US clinic sample, so treat it as a rough benchmark for the Philippines. The default salary is the average monthly full-time wage of PHP 21,544 (2024) multiplied by 13, including 13th-month pay. Use your own. Replacing an employee costs one-half to two times their annual salary (Gallup, 2019); the headline uses the low end. Absence is valued at salary divided by 250 working days. Exit rate is your own assumption.
Already have corporate health insurance? Here is where Zora fits
Your medical plan may cover some consultations and treatment. Employees still need to recognise their symptoms, understand their options and find a doctor who knows menopause care, and many never get that far.
Zora works alongside your existing insurance and benefits. We help employees get reliable information, navigate their care options and reach suitable specialists, and we give HR manager training, policy templates and, on the Complete programme, anonymised reporting. You strengthen menopause support without replacing your medical plan.
How Zora works
For your employees
Employees join the Zora app with a company code, or single sign-on for larger teams. They can learn about perimenopause and menopause, understand what your benefit covers, book a confidential care navigation call and find partner doctors and specialists.
For HR
- Kick-off, week 1. Agree goals, countries and which employees are eligible.
- Policy and benefit design, weeks 2 to 4. Draft or update your menopause policy and flexible work guidance using our templates.
- Launch, typically weeks 4 to 6. A launch talk for employees and managers, plus a communications pack for HR to send.
- Live support. Employees book care navigation calls and use the Zora app.
- Reporting, every 3 months, on the Complete programme. Anonymised usage, common themes and our recommendations, reviewed with your account manager.
Privacy
On the Complete programme, HR receives anonymised, aggregated reports only: how many employees used the programme, which services they used and the common themes. On every programme, HR never sees an individual employee’s health information, bookings or test results, and employees can get help without telling their manager. Employee data is stored on Amazon Web Services in Singapore and handled in line with Singapore’s Personal Data Protection Act.
Clinics and doctors in the Philippines
Zora’s directory lists 18 clinics and 30 doctors in the Philippines. The clinics are in cities including Makati, Manila and Quezon City, and 3 of them list menopause care among their services.
Employees can browse clinics in the Philippines and find a doctor in the Philippines on the Zora app. The directory is for information only and is not an endorsement. See Zora’s employer guides for every country.
Rules and eligibility in the Philippines
Equal treatment
Article 135 of the Labor Code makes it unlawful to treat a woman less favourably solely because of her sex, and section 35 of the Magna Carta of Women prohibits discrimination against women.
Gynaecological surgery leave
Under section 18 of the Magna Carta of Women, a woman with at least 6 months’ service in the last 12 months can take up to two months of leave with full pay after surgery for gynaecological disorders (Republic Act 9710).
Menstrual leave bills
Two 20th Congress House bills would create menstrual leave, but both exclude menopausal women (HB 5197; HB 8336). We found no menopause leave bill.
Why employers choose Zora
Companies including Hilton, LinkedIn, Sanofi, HSBC, Mastercard, Carousell and Singapore Management University work with Zora Health. We work alongside your existing insurance, helping employees use the cover they already have and find suitable doctors and specialists based on their needs.
Zora Health helped me to reclaim my confidence to thrive at work!
Questions HR teams ask us
Do employers in the Philippines have to give menopause leave?
No. There is no menopause leave. Employees use service incentive leave, company sick leave or flexible arrangements unless their employer offers more.
Does the Magna Carta of Women cover menopause?
Not directly. It gives up to two months of leave with full pay after surgery for gynaecological disorders.
Would the proposed menstrual leave cover menopause?
No. Both current House bills expressly exclude menopausal women.
What leave does the Labor Code give?
A 5-day service incentive leave a year after one year of service. There is no general paid sick leave in the Labor Code.
Does PhilHealth cover menopause medicines?
PhilHealth YAKAP provides 75 free outpatient medicines, up to PHP 20,000 a year. Check the list for specific treatments.
Does Zora replace our health insurance?
No. Zora works alongside your insurance. We help employees understand their options, find suitable specialists and use the cover they already have.
How much does menopause support cost an employer?
It depends on the programme, any allowance and expected uptake. Use the budget planner on this page for a first estimate, then ask us for a tailored proposal based on your headcount and countries.
How quickly can we launch?
Typically 4 to 6 weeks from contract to launch, depending on scope and countries. Most companies start with a single talk.
Related guides for Philippine employers
Build a menopause support programme for your team
Whether you are introducing menopause benefits for the first time or improving an existing programme, tell us your headcount, countries and priorities. We will come back within two working days with suitable services, an indicative budget and a practical rollout plan for your Philippine team. No obligation.
Sources
- Philippine Statistics Authority, 2024 Fact Sheet on Women and Men: Work and Economic Participation
- BusinessWorld, PSA Occupational Wages Survey 2024
- Labor Code of the Philippines (PD 442), LawPhil
- Magna Carta of Women (RA 9710), LawPhil
- House of Representatives, House Bill 5197, 20th Congress
- House of Representatives, House Bill 8336, 20th Congress
- PTV News, PhilHealth YAKAP GAMOT package, August 2025
- Aon, APAC medical cost growth, October 2026
- Gallup, This fixable problem costs US businesses $1 trillion, 2019
- Mayo Clinic News Network, Faubion et al., Impact of menopause symptoms on women in the workplace, Mayo Clinic Proceedings, April 2023