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Zora Health

Multi-Country Fertility Benefit Budget Calculator

Zora Health / Employer tools

Estimate a yearly fertility benefit budget for every country where you employ people, in local currency and in US dollars.

Pick a country for each row, enter your headcount, and adjust our suggested defaults to match your plan.

Written by Anna Haotanto, Founder, Zora Health. Last reviewed: November 2026. General information, not financial, legal or medical advice. This calculator gives a first planning estimate for a multi-country fertility allowance.

Budget your fertility benefit across countries

Multi-country budget calculator

Add a row for each country, enter the headcount there and change any default. Totals update as you type.

CountryHeadcountEligible (%)Yearly usage (%)Allowance per userYearly budget (local)Yearly budget (US$)Remove

0Employees across all countries
0Expected users a year
US$0Budget per employee a year (US$)
Total yearly budget (US$)US$0

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Exchange rates: X-Rates, US dollar rates table, 4 November 2026 (17:00 UTC). Rates for currencies X-Rates does not list (BDT, CRC, DOP, EGP, GHS, GTQ, JOD, KES, MAD, MMK, MOP, NGN, PEN, RSD, UAH, UYU, UZS, VND) are from ExchangeRate-API, 4 November 2026. Allowances are Zora’s suggested defaults for each country; change them to match your plan.

How we estimate

  • Eligible share: the percentage of employees who can use the benefit, for example after a qualifying period or by contract type. We start at 50%.
  • Yearly usage rate: the percentage of eligible employees who claim in a given year. We start at 2%, a planning assumption you can raise or lower.
  • Allowance per user: the maximum each user can claim in a year, in local currency, set against typical treatment costs in that country. The yearly budget is headcount × eligible share × usage rate × allowance.

Build a fertility benefit for your team

Whether you are introducing fertility benefits for the first time or improving an existing programme, tell us your headcount, countries and priorities. We will come back within two working days with suitable services, an indicative budget and a practical rollout plan for your German team. No obligation.

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